Copyright © Inderes 2011 - present. All rights reserved.
  • Latest
  • Markets
    • Morning Review
    • Stock Comparison
    • Financial Calendar
    • Dividends Calendar
    • Research
    • Articles
    • Insider Transactions
    • Transcripts
  • inderesTV
  • Portfolio
  • Forum
  • Premium
  • Femme
  • Nora AI
  • Learn
    • Investing School
    • Q&A
    • Analysis School
  • About Us
    • Our Coverage
    • Team
Regulatory press release

Resurs Holding Year-end Report January–December 2025

Resurs Holding
Download the release

1 January—31 December 2025

  • Lending to the public amounted to SEK 39,104 million (39,903).
  • The year was impacted by non‑recurring items totalling SEK ‑308 million, mainly driven by an impairment of previously capitalised IT development of SEK ‑326 million in Q1. In Q4, a positive effect of SEK 19 million arose following clarification from the Norwegian Tax Administration.
  • Operating income increased 5% and amounted to SEK 3,748 million (3,563).
  • C/I before credit losses was 58.3% (48.6%) and excluding items affecting comparability 50.0% (43.9%).
  • The credit loss ratio decreased to 3.0% (4.0%).
  • Operating profit increased to SEK 366 million (261), and excluding items affecting comparability SEK 674 million (439).
  • The Total Capital Ratio increased and amounted to 19.7% (16.3%).
  • The Common Equity Tier 1 ratio increased and amounted to 16.1% (13.9%).

* Certain performance measures provided in this report have not been prepared in accordance with IFRS or the capital adequacy rules, meaning that they are alternative performance measures. Calculations and reconciliation of these performance measures against information in the financial statements are provided on the website under “Financial reports.” Definitions of performance measures are provided on the website.

CONTACT PERSON:
Måns Renntun, Head of Communications, +46-709-84 96 20, mans.renntun@resurs.se

ABOUT RESURS HOLDING
Resurs Holding (Resurs), which operates through the subsidiary Resurs Bank, is the leader in retail finance in the Nordic region, offering payment solutions, consumer loans and niche insurance products. Since its start in 1977, Resurs Bank has established itself as a leading partner for sales-driven payment and loyalty solutions in retail and e-commerce, and Resurs has thus built a customer base of approximately six million private customers in the Nordics. The Resurs Group operates in Sweden, Denmark, Norway and Finland. At the end of the fourth quarter of 2025, the Group had 759 employees and a loan portfolio of SEK 39.1 billion. Resurs Bank has had a banking licence since 2001 and is under the supervision of Finansinspektionen.

This information is information that Resurs Holding is obliged to make public pursuant to the Securities Markets Act. The information was submitted for publication, through the agency of the contact persons set out above, at 2026-02-13 08:00 CET.

Attachments
Resurs Holding Year End Report 2025

Find us on social media
  • Inderes Forum
  • Youtube
  • Facebook
  • Instagram
  • X (Twitter)
  • Tiktok
  • Linkedin
Get in touch
  • info@inderes.fi
  • +358 10 219 4690
  • Porkkalankatu 5
    00180 Helsinki
Inderes
  • About us
  • Our team
  • Careers
  • Inderes as an investment
  • Services for listed companies
Our platform
  • FAQ
  • Terms of service
  • Privacy policy
  • Disclaimer
Inderes’ Disclaimer can be found here. Detailed information about each share actively monitored by Inderes is available on the company-specific pages on Inderes’ website. © Inderes Oyj. All rights reserved.