contentSlug

type

ContentSlug_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentSlug_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  companies {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  tags {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  ... on Video {
    liveTime
    videoUrl
  }
  ... on Webcast {
    liveTime
    videoUrl
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    summary
    companies {
      forum {
        latestPosts {
          ...ForumPosts
        }
      }
      name
      id
      viewerIsFollowing
      pageUrl
      defaultInstrument {
        isin
        id
        marketOpen
        marketClose
        marketplace {
          region
        }
        returns {
          total
        }
      }
    }
    tags {
      viewerIsFollowing
      id
      name
      pageUrl
    }
    createdAt
    ... on Video {
      liveTime
    }
    ... on Webcast {
      liveTime
    }
    slug
    ... on CompanyReport {
      reportUrl
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
  }
  ...TrendingContent_1jQ2Cn
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    name
    pageUrl
    defaultInstrument {
      priceData {
        tradeCurrency
      }
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
    id
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  createdAt
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      name
      id
    }
    authors {
      __typename
      imgUrl
      id
    }
    publishers {
      imgUrl
    }
  }
}


__typename

title

isPremium

lang

htmlBody

summary

companies

createdAt

publishers

authors

reactionGroups

pageUrl

translations

imgUrl

description

Analyst

Sauli Vilén

Kasper Mellas

Sampo is a Nordic property and casualty insurer operating also in the UK and in the Baltics. In the Nordics, Sampo provides insurance services across all countries, customer segments and products. In the UK, the company offers motor and home insurance for private individuals. The Group is made up of If P&C, Topdanmark, Hastings, and the parent company Sampo plc. Sampo was founded in 1909 and it is headquartered in Helsinki, Finland.

Here are Sauli’s preview comments as Sampo releases its Q4 results on Thursday, Feb 5.  The company is reporting yet another massive result thanks to strong investment returns. Operationally, for the first time in a long while, the quarter has been a bit more challenging due to storms in the Nordics and intensified competition in the UK. We will go through Sampo’s results on Sampo Live on inderesTV starting at 8:20 AM.                   Inderes              Sampo Q4'25 -ennakko: vahva kehitys jatkuu pienestä vastatuulesta huolimatta...    Sampo raportoi jälleen erinomaisen tuloksen, vaikka myrskyt aiheuttavatkin pientä vastatuulta operatiivisiin numeroihin.

Here are Sale’s comments on the Q4 report of Sampo’s peer Gjensidige.  Sampo’s Norwegian peer Gjensidige published its Q4 result on Thursday, which was clearly below consensus. The weakness was mainly due to one-off items, and operationally the quarter went well. The report is unlikely to lead to major forecast changes in the market, as also indicated by the very mild share price reaction. In our view, the report was slightly positive for Sampo.                   Inderes              Sammon verrokki Gjensidigelta kaksijakoinen Q4’25-raportti - Inderes    Sammon verrokki Gjensidigen raportti oli mielestämme lievästi positiivinen Sammon kannalta.

Who knows if Purra will patch up the state treasury’s situation with a slightly larger dividend withdrawal from Solidium, and secondly, space might be needed in Solidium’s portfolio for companies that are quite necessary for promoting national security—which owning Sampo doesn’t really contribute to. Well, it might just be wishful thinking about a more useful Solidium portfolio, or then an accurate guess🧐

An exceptional buying opportunity in Sampo. Situations like the mindless selling of the past few days are rarely seen in Sampo. In my opinion, self-driving cars won’t affect insurance companies much at all for several years. There might even be a slight risk premium added to the pricing in case the algorithm is poor or there’s a technical glitch. An insurance-populist discount campaign across the pond won’t affect Sampo. The atmosphere in the “first-class carriage” will likely remain good going forward. Sampo isn’t super cheap, but you don’t get truly high quality for a low price.

@Sauli_Vilen, thank you for the good analysis. What do you think, can those storms in the United States explain Sampo’s decline? Pyysing and members of the sister forum had at least been pondering this.                   Sijoitustieto.fi              Sampo upposi    Vaka vanha Väinämöinen ei ole vasemmistonuorten keskuudessa noussut ansaitsemaansa idoliasemaan. Hänhän lähti ryöstöretkelle kuullessaan, että Pohjolassa pitävät rikkaat sammon ääressä bileitä. Hyvin käyntiin lähteneen operaation paluumatkalla hän...

Inderes              Sampo: Takaisin salonkivaunun kyytiin - Inderes    Sammon viimeaikaisen kurssilaskun mittakaava on mielestämme perusteeton, ja laskeneen kurssin seurauksena osakkeen tuotto-odotus on kohonnut juuri ja juuri riittävälle tasolle.

Mediobanca raised Sampo’s target price from €9.50 to €11.00.

Sampo

Sampo operates mainly in the very lucrative Nordic P&C insurance market with high-quality business operations. The company currently performs excellently, and we expect stable earnings growth...

<p>Sampo operates mainly in the very lucrative Nordic P&amp;C insurance market with high-quality business operations. The company currently performs excellently, and we expect stable earnings growth and a strong dividend stream for the upcoming years. The share’s valuation is in line with the valuation methods we use.</p> 

	2022	23e	24e
Revenue	8,267.0	8,219.0	8,707.6
growth-%	-15.2 %	-0.6 %	5.9 %
EBIT (adj.)	1,786.0	1,476.2	1,600.3
EBIT-% (adj.)	21.6 %	18.0 %	18.4 %
EPS (adj.)	0.68	0.44	0.49
Dividend	0.47	0.44	0.45
Dividend %	5.3 %	4.6 %	4.8 %
P/E (adj.)	13.1	21.4	19.1
EV/EBITDA	13.5	18.2	16.4

Sampo: The King of the Nordic P&C insurance market

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Key Estimate Figures14.06.2023

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