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Oma Säästöpankki

11.98 EUR

+0.50 %

6,695 following

OMASP

NASDAQ Helsinki

Banks

Financials

Overview
Financials & Estimates
Ownership
Dividend
Investor consensus
Compare
+0.50 %
+0.50 %
-1.16 %
-1.80 %
+11.75 %
+38.34 %
-38.12 %
-0.58 %
+67.55 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

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Market cap
399.37M EUR
Turnover
183.16K EUR
P/E (adj.) (26e)
ROE-% (26e)
P/B (26e)
EV/S (26e)
Dividend yield-% (26e)
Coverage
Recommendation
Reduce
Target price
Updated
07.05.2026
Disclaimer
Revenue and EBIT-%
EPS and dividend
Financial calendar
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Forum discussions
The deterioration of the credit portfolio continues, and it’s not just due to those “couple of large customers who aren’t paying their bills.” The amount of non-performing loans related to activities contrary to instructions dropped by over €27 million since the beginning of the ...
5/7/2026, 1:10 PM
32
The Financial Supervisory Authority (FIN-FSA) has imposed a €400,000 administrative fine on Oma Savings Bank for deficiencies in maintaining its insider list. One wonders if the countdown for Liiri has begun. This is pretty much within the CFO’s territory.
5/15/2026, 11:02 AM
by Kivikko
13
Q1 was okay in terms of results, but one concerning point was found. “Non-performing loans were 543 (485) million euros at the end of the period, which was 9.3 (7.7) percent of the loan portfolio.” (p. 5/80) I’ll have to dig deeper into this tonight.
5/7/2026, 6:44 AM
by Juurikki
10
The talk about a couple of large customers can certainly be forgotten when a significant portion of the bank’s loan portfolio is very soft. Credit has been handed out very loosely. The principle has been that if a customer couldn’t get a loan elsewhere, OmaSp would arrange it. After...
5/8/2026, 7:12 AM
by Westend
9
These have indeed been treated separately. In this earlier comment, the magnitude of this now-announced administrative fine was estimated (of which a 2 MEUR expense provision was included in the forecasts): Inderes – 6 Feb 26 Finanssivalvonta harkitsee seuraamuksia OmaSp:lle sisä...
5/18/2026, 7:11 AM
by Kasper Mellas
5
@Kasper_Mellas’s comment on the administrative fine: Inderes – 18 May 26 OmaSp:lle odotettua pienempi seuraamusmaksu Finanssivalvonnalta - Inderes Seuraamusmaksun johtuu sisäpiiriluetteloiden ylläpidon laiminlyönneistä. An even larger administrative fine regarding money laundering...
5/18/2026, 6:24 AM
5
In this latest interview, these issues are discussed, among others. According to the CEO, they can no longer hide behind any exceptional circumstances; instead, the credit loss levels of recent quarters are now part of normal business operations.
5/9/2026, 10:44 AM
by Kasper Mellas
4
Read more on our forum
Kasper Mellas
Kasper Mellas

Analyst

Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
13.8.
2026

Interim report Q2'26

5.11.
2026

Interim report Q3'26

Regulatory press release5/27/2026, 1:00 PM

Oma Savings Bank Plc - Managers' transactions - Sirkiä

Oma Säästöpankki
Regulatory press release5/27/2026, 1:00 PM

Oma Savings Bank Plc - Managers' transactions - Liiri

Oma Säästöpankki
Regulatory press release5/27/2026, 1:00 PM

Oma Savings Bank Plc - Managers' transactions - Sihvonen

Oma Säästöpankki

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Regulatory press release5/27/2026, 1:00 PM

Oma Savings Bank Plc - Managers' transactions - Virtanen

Oma Säästöpankki
Regulatory press release5/27/2026, 1:00 PM

Oma Savings Bank Plc - Managers' transactions - Alameri

Oma Säästöpankki
Regulatory press release5/27/2026, 1:00 PM

Oma Savings Bank Plc - Managers' transactions - Soikkeli

Oma Säästöpankki
Regulatory press release5/27/2026, 12:15 PM

Oma Savings Bank Plc's Board of Directors resolved on a direct share issue to the personnel of the company for the transfer of savings shares in the share savings plan

Oma Säästöpankki
Oma Savings Bank's CMD 2026
Webcast5/19/2026, 10:00 AM

Oma Savings Bank's CMD 2026

Oma Säästöpankki
Regulatory press release5/15/2026, 10:15 AM

Inside information: The Financial Supervisory Authority has imposed a combined penalty payment of 400 000 euros on Oma Savings Bank Plc due to failures related to maintaining insider lists

Oma Säästöpankki
Regulatory press release5/13/2026, 3:00 PM

Oma Savings Bank Plc - Managers' transactions - Ossa

Oma Säästöpankki
Regulatory press release5/13/2026, 3:00 PM

Oma Savings Bank Plc - Managers' transactions - Gillberg-Hjelt

Oma Säästöpankki
Regulatory press release5/13/2026, 3:00 PM

Oma Savings Bank Plc - Managers' transactions - Pettersson

Oma Säästöpankki
Regulatory press release5/13/2026, 3:00 PM

Oma Savings Bank Plc - Managers' transactions - Jensen

Oma Säästöpankki
Regulatory press release5/13/2026, 3:00 PM

Oma Savings Bank Plc - Managers' transactions - Riikonen

Oma Säästöpankki
Regulatory press release5/13/2026, 3:00 PM

Oma Savings Bank Plc - Managers' transactions - Volotinen

Oma Säästöpankki
Regulatory press release5/13/2026, 3:00 PM

Oma Savings Bank Plc - Managers' transactions - Ahdekivi

Oma Säästöpankki
Regulatory press release5/13/2026, 3:00 PM

Oma Savings Bank Plc - Managers' transactions - Brotherus

Oma Säästöpankki
Press release5/12/2026, 12:30 PM

REMINDER: Invitation to Oma Savings Bank Plc’s Capital Markets Day on May 19, 2026

Oma Säästöpankki
Oma Savings Bank's, Q1'26
Webcast5/7/2026, 9:00 AM

Oma Savings Bank's, Q1'26

Oma Säästöpankki
Oma Säästöpankki, Q1'26
Webcast5/7/2026, 8:00 AM

Oma Säästöpankki, Q1'26

Oma Säästöpankki