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Oma Säästöpankki

10.86 EUR

-0.37 %

6,743 following

OMASP

NASDAQ Helsinki

Banks

Financials

-0.37 %
-0.18 %
+14.80 %
+25.84 %
+2.45 %
+2.26 %
-40.40 %
+19.60 %
+51.89 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

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Market cap
361.82M EUR
Turnover
84.63K EUR
P/E (adj.) (25e)
ROE-% (25e)
P/B (25e)
EV/S (25e)
Dividend yield-% (25e)
Coverage
Recommendation
Reduce
Target price
Updated
04.11.2025
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 03.08.2021

Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
12.2.
2026

Annual report '25

16.4.
2026

General meeting '26

7.5.
2026

Interim report Q1'26

Risk
Business risk
Valuation risk
Low
High
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Forum discussions
Well, now OmaSp’s interim report is out. The housing loan portfolio decreased by 3.7%. The corporate customer loan portfolio decreased by 17.9%! The deposit portfolio decreased by 0.7%. One thing I missed was the growth in customer numbers. Branches have been established, and presumably...
11/3/2025, 11:29 AM
by Kivikko
8
Here’s a fresh interview with Karri. Inderes Oma Säästöpankki Q3’25: Toiminta vakautumassa - Inderes Aika: 03.11.2025 klo 15.18 Oma Säästöpankin toiminta on vakautunut ja luottokannan huono kehitys taittunut. Toimitusjohtaja Karri Alameri kommentoi inderesTV:n haastattelussa. Topics...
11/3/2025, 1:19 PM
by Verneri Pulkkinen
4
Oma Säästöpankki cancels its application for a self-supervision permit for solvency risks (IRB permit). Hardly surprises anyone. Hopefully, it has also already been baked into the share price. It’s obvious that such an operator will not be practicing any kind of “independent” self...
10/30/2025, 3:14 PM
by Balle Ramsted - pienehkö kasvusijoittaja nupullaan
4
Teboil’s turnover in Finland last year was 1.6 billion euros. OmaSp’s deposit base was 3.9 billion at the end of June. Of course, that’s not a 1:1 ratio out of deposits, if at all, but the scale is large for a single customer. https://www.finder.fi/Öljytuotteet/Teboil+Oy+Ab+Pääkonttori...
10/23/2025, 2:24 PM
by Kanye_Cash
4
How much debt does Teboil have? At the end of last year, Teboil had approximately 360 million euros in various debts. Of these, 240 million were debts to outside the group. To whom does Teboil owe money? At the turn of the year, Teboil had accounts payable, i.e., unpaid invoices,...
10/23/2025, 3:43 PM
by jps
3
Here is a new company report from Kassulta on OmaSp after Q3. OmaSp’s Q3 result was slightly lower than our expectations, which was explained by decreased revenues. Cost development, on the other hand, was encouraging, which also led to an increase in our earnings forecasts. However...
11/4/2025, 7:02 AM
by Sijoittaja-alokas
2
Here are Kassu’s pre-earnings comments as OmaSP publishes its Q3 results on Monday morning. We expect OmaSp’s result to have decreased from the comparison period. At this point, the decline in results is more strongly attributable to the narrowing net interest income, as profitability...
10/30/2025, 6:13 AM
by Sijoittaja-alokas
2
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