contentSlug

type

ContentSlug_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentSlug_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  companies {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  tags {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  ... on Video {
    liveTime
    videoUrl
  }
  ... on Webcast {
    liveTime
    videoUrl
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    summary
    companies {
      forum {
        latestPosts {
          ...ForumPosts
        }
      }
      name
      id
      viewerIsFollowing
      pageUrl
      defaultInstrument {
        isin
        id
        marketOpen
        marketClose
        marketplace {
          region
        }
        returns {
          total
        }
      }
    }
    tags {
      viewerIsFollowing
      id
      name
      pageUrl
    }
    createdAt
    ... on Video {
      liveTime
    }
    ... on Webcast {
      liveTime
    }
    slug
    ... on CompanyReport {
      reportUrl
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
  }
  ...TrendingContent_1jQ2Cn
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    name
    pageUrl
    defaultInstrument {
      priceData {
        tradeCurrency
      }
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
    id
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  createdAt
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      name
      id
    }
    authors {
      __typename
      imgUrl
      id
    }
    publishers {
      imgUrl
    }
  }
}


oma-savings-bank-plcs-repurchase-and-cancellation-of-its-outstanding-covered-bond-notes

__typename

title

isPremium

lang

htmlBody

summary

companies

createdAt

publishers

authors

reactionGroups

pageUrl

translations

imgUrl

description

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

CEO Karri Alameri was interviewed by Kassu right after the Q4 release.                    Inderes              OmaSp Q4’25: Perustukset kuntoon - Inderes    Aika: 12.02.2026 klo 17.46 OmaSp:n neljäs kvartaali sujui yhtiön odotusten mukaisesti. Toimitusjohtaja Karri Alameri kommentoi analyytikko Kasper Mellaksen haastattelussa.

That “impaired” loan portfolio has shrunk by €60M, which is a positive thing. Oma SP is surviving the Pasis’ mess:

Looks like the situation with impairments have stabilised, from first glance. The Q4 result very similar like in my excel..             otp.tools.investis.com              Oma Savings Bank Plc’s Financial Statements Release 1 January – 31 December...                              Profit outlook for 2026 also in line with my expectations.. Dividend increase also surprised positively.. The main question now how investors see x0.6 P/BV (price to book value)  ratio..

It’s positive that Keskinen and Sarajärvi are quite credible businessmen and are in leadership positions themselves. Business operations are being restructured, and there is certainly an interest in navigating through these challenging situations. Secondly, the debt is apparently secured by new and otherwise high-quality real estate assets, and the financing is directed toward credible and sensible projects. Things could be quite different in the real estate sector. Those are the positives.

As a side note, this is still missing potential loans from Gapcon / Casyr, which were discussed here at some point, approximately €10M. In addition to this, projects on the Turtio / Korpela axis worth about €49M can be counted as an additional risk to the total, bringing the direct risk for OmaSp close to €150 million. This matches quite well with OmaSp’s own announcements regarding identified high-risk customer exposures. I haven’t bothered to go through these financial statement details myself.

Oma Säästöpankki

OMA SAVINGS BANK PLC, STOCK EXCHANGE RELEASE ON 18 FEBRUARY 2026 AT 16.00 P.M. EET, OTHER INFORMATION DISCLOSED ACCORDING TO THE RULES OF THE EXCANGE Oma Savings Bank Plc’s repurchase and cancellation...

OMA SAVINGS BANK PLC, STOCK EXCHANGE RELEASE ON 18 FEBRUARY 2026 AT 16.00 P.M. EET, OTHER INFORMATION DISCLOSED ACCORDING TO THE RULES OF THE EXCANGE Oma Savings Bank Plc’s repurchase and cancellation of its outstanding covered Bond Notes Oma Savings Bank Plc (OmaSp or the Company) has repurchased its outstanding covered bond notes maturing in 2026, in the aggregate nominal amount of EUR 50,000,000. The aim of the transaction is to optimize the Company’s financing structure. The Company has cancelled the acquired notes. The repurchases will reduce OmaSp’s interest expenses and financing risk, as well as strengthen its credit profile. If market conditions permit, the Company may continue secondary repurchases, however in such a way that the total amount of the bond note exceeds or is equal to EUR 500,000,000. Following the cancellation of the repurchased notes, the outstanding nominal amount of the bond (ISIN FI4000522974) will be EUR 550,000,000. Oma Savings Bank Plc Further information: Sarianna Liiri, CFO, tel. +358 40 835 6712, sarianna.liiri@omasp.fi Pirjetta Soikkeli, CCO, tel. +358 40 750 0093, pirjetta.soikkeli@omasp.fi DISTRIBUTION Nasdaq Helsinki Ltd Major media <a href="https://www.globenewswire.com/Tracker?data=E4exsHToozlYU_BtI-wvKKE7jcJWw2d1zqff0ow1clQYFOd9j9wmedK3UrRqzVc_IwyDn91rZuk1wseEXf9kaA==">www.omasp.fi</a> OmaSp is a solvent and profitable Finnish bank. About 600 professionals provide nationwide services through OmaSp’s 48 branch offices and digital service channels to over 200,000 private and corporate customers. OmaSp focuses primarily on retail banking operations and provides its clients with a broad range of banking services both through its own balance sheet as well as by acting as an intermediary for its partners’ products. The intermediate products include credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations. OmaSp’s core idea is to provide personal service to its customers, both in digital and traditional channels. OmaSp strives to offer premium level customer experience through personal service and easy accessibility. In addition, the development of operations and services is customer oriented. The personnel are committed, and OmaSp seeks to support their career development with versatile tasks and continuous development. A substantial part of the personnel also own shares in OmaSp. <img src="https://www.globenewswire.com/newsroom/ti?nf=MTAwMTE2NTQxOCM0MDIzMzQ3MTcjMjA4NTQyMg==" alt=""> <img src="https://ml-eu.globenewswire.com/media/MTFmNWVkNzQtYzI4Zi00MWEwLTlmNDEtNWJkNmFhNzNhN2QwLTEwOTY5OTMtMjAyNi0wMi0xOC1lbg==/tiny/Oma-S-st-pankki-Oyj.png" alt="">